PERBANDINGAN KINERJA KEUANGAN BANK RAKYAT INDONESIA DAN BANK NEGARA INDONESIA DIMASA PANDEMI COVID 19

Abstract

Sahroni : Comparison of the Financial Performance of Bank Rakyat Indonesia and Bank Negara Indonesia During the Covid 19 Pandemic,

This study aims to determine & analyze the comparison of financial performance between Bank Rakyat Indonesia and Bank Negara Indonesia During the Covid 19 Pandemic, the study uses a quantitative approach and the data analysis technique used is a comparative analysis technique.

The results of the study show that the CAR ratio shows that BRI Bank is bigger than BNI Bank in terms of capital. The ROA ratio shows that

Bank BRI is greater than Bank BNI in terms of profit and asset use. The ROE ratio shows that Bank BRI is greater than Bank BNI in terms of profit and use of capital. LDR ratio at Bank BNI is greater than Bank BRI in terms of meeting its short-term obligations. The BOPO ratio shows that Bank BNI is greater than Bank BRI, this indicates that the operational costs at Bank BNI are problematic.

From this study it can be concluded that the financial performance of BRI Bank is better than the financial performance of BNI Bank.