Analisis Tingkat Kesehatan Koperasi Simpan Pinjam Bahtera Mulia Harapan Sentosa Unit Samarinda Berdasarkan Peraturan Nomor: 06/PER/DEP.6/IV/2016

Abstract

This study aims to determine and analyze the health level of the Bahtera Mulia Harapan Sentosa Cooperative Samarinda Unit from 2021 to 2022 based on the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number: 06/Per/Dep.6/IV/2016.

The analytical tool used is a guideline for evaluating the health of savings and loan cooperatives, including aspects related to capital, quality of fixed assets, management, efficiency, liquidity, independence and growth, as well as the identity of the cooperative.

The health level of the savings and loan unit of the Bahtera Mulia Harapan Sentosa Cooperative (BAMUHAS) Samarinda Unit is assessed based on seven aspects that have been stipulated in the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and SMEs Number 06/Per/Dep.6/IV/2016 concerning guidelines for the health assessment of savings and loan cooperatives. and the cooperative savings and loan unit, where the assessment covers seven aspects, including capital, productive asset quality, management, efficiency, liquidity, independence and growth and the identity of the cooperative.

The results showed that the health level of the Bahtera Mulia Harapan Sentosa Cooperative Samarinda Unit in 2021 until 2022 was in the "Sufficiently Healthy" category. The average health level of the Bahtera Mulia Harapan Sentosa Cooperative Samarinda Unit during 2021-2022 was in the "Sufficiently Healthy" category