ANALISIS KINERJA KEUANGAN DENGAN MENGGUNAKAN METODE CAMEL PADA PT BANK MAYBANK INDONESIA TBK PERIODE 2019-2021

Abstract

The purpose of this study was to measure the soundness of a bank using the CAMEL method for PT Bank Maybank Indonesia Tbk's Capital, Assets, Management, Earning, Liquidity in the 2019-2021 period. The theoretical basis of this research consists of financial management, financial statements and ratio analysis of financial statements. Data collection techniques were carried out using secondary data taken from the Indonesian Stock Exchange www.idx.co.id.

The analytical tool used is the Capital ratio measured from Capital Adequacy Ratio (CAR), Provision for Earning Asset Losses (PPAP), Management ratio is measured from Net Interest Margin (NIM), Earning ratio measured from Operating Expenses to Operating Income (BOPO), the Liquidity ratio is measured from the Loan to Deposit Ratio (LDR). The data required is 3 years, namely from 2019 to 2021 data obtained from PT Bank Maybank Indonesia Tbk.

The result of this research shows that the soundness level of PT. Bank Maybank Indonesia Tbk. For 3 years, namely during the period 2019 to 2021, it is included in the healthy category.