PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP PERILAKU KONSUMTIF SISWA/SISWI SMK PURWAJAYA JURUSAN MULTIMEDIA KECAMATAN LOA JANAN

Thia Fransischa LCA Robin Jonathan Danna Solihin3

Abstract


ABSTRACT

Consumptive behavior is influenced by many things, including financial literacy and lifestyle. The higher the level of knowledge about financial literacy, the more consumptive the student's level of consumption will be, whereas with the luxurious lifestyle adopted by the student, the more consumptive the student's behavior will be.

The aim of this research is to determine the influence of Financial Literacy and Lifestyle on the Consumptive Behavior of Purwajaya Vocational School students majoring in multimedia, Loa Janan District.

The analytical tool used in this research is multiple linear regression analysis.

The results of the research show that Financial Literacy has a positive and significant effect on the Consumptive Behavior of students at Purwajaya Vocational School majoring in Multimedia, Loa Janan District, Lifestyle has a positive and significant effect on the Consumer Behavior of Purwajaya Vocational School students majoring in Multimedia, Loa Janan District, Financial Literacy and Lifestyle as a whole. together they have a significant influence on the consumer behavior of students at Purwajaya Vocational School, majoring in Multimedia, Loa Janan District.

 


Keywords


Financial Literacy, Lifestyle, Consumptive Behavior

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DOI: https://doi.org/10.31293/jma.v13i2.8069

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