SPEKULASI, PROYEKSI DAN INVESTASI DALAM ISLAM: MENCARI KESEIMBANGAN ANTARA RISIKO DAN KEUNTUNGAN

Narda Wati Narda Wati, Nur Azizah Rahmah, Bambang Iswanto

Abstract


This article discusses the concepts of speculation, projection, and investment in Islam, as well as attempts to achieve a balance between risk and profit according to sharia principles. A deep understanding of financial risk, sustainable financial projections, and Islamic investment principles are the main focus. These concepts are applied in a practical context to show how individuals and institutions can take wise financial decisions taking into account Islamic ethical values. Through the merging of practical and theoretical approaches, this article provides a comprehensive view of how speculation, projection, and investment can be conducted in accordance with Islamic teachings. Speculation tends to involve an element of uncertainty and luck, which is contrary to the principles of justice and order in Islam. In Islam, speculative activities tend to be regarded as gambling involving a high element of uncertainty and ignorance. Investments in Islam must be halal, or not contrary to religious principles. Investments must also be made with due regard to the principles of fairness, transparency, and clear agreements.

Keywords


Speculation, Projection, Halal Investment, Gharar,Capital Market

Full Text:

PDF

References


Amsari, S. et al. (2023) ‘Analisis Makna Distribusi Kekayaan Perspektif Ekonomi Islam dalam Pandangan Al-Qur’an dan Hadits’, Ekonomis: Journal of Economics and Business, 7(2), pp. 1403–1412.

Arifin, S. (2010) ‘Gharar dan Risiko dalam Transaksi Keuangan’, Tsaqafah, 6(2), p. 312. Available at: https://doi.org/10.21111/tsaqafah.v6i2.123.

ArjiHarahap, S. (2000) ‘Implementasi Manajemen Syariah Dalam Fungsi-Fungsi Manajemen’, Journal of Visual Languages & Computing, 11(3), pp. 287–301.

Azizi, A. (2020) ‘Spekulasi Dalam Transaksi Pasar Modal Syariah (Potensi Keberadaan Dan Solusi Penanganan)’, Jurnal Hukum Ekonomi, 6(2), pp. 189–209.

Chaidir, M., Iqbal, I. and Razak, S.A. (2019) ‘Etika Investasi Syariah’, Qusqazah, 1(1), pp. 3–15.

Dirnaeni, D. (2015) Teknik Proyeksi Bisnis, Teknik Proyeksi Bisnis.

Efitra, E. and Uzma, I. (2024) Investasi Tanpa Riba: Membangun Portofolio Saham Syariah yang Berkelanjutan. PT. Sonpedia Publishing Indonesia.

Hadi, Y.L. and Fahmi, I. (2009) ‘Teori portofolio dan analisis investasi’, Bandung: Alfabeta [Preprint].

Hamizar, A. (2023) ‘PENGARUH FAKTOR SOSIAL DAN ETIKA DALAM PERILAKU PENGAMBILAN KEPUTUSAN INVESTASI: STUDI KASUS PADA INVESTASI KEUANGAN SYARIAH’, Amal: Jurnal Ekonomi Syariah, 5(01).

Harjoni, H. (2020) ‘MANAJEMEN DAN EKONOMI SYARIAH (Upaya Memahaminya Lebih Dekat Manajemen Syari’ah)’.

Hartatik, H. et al. (2023) DATA SCIENCE FOR BUSINESS: Pengantar & Penerapan Berbagai Sektor. PT. Sonpedia Publishing Indonesia.

Hayati, M. (2016) ‘Investasi Menurut Perspektif Ekonomi Islam’, Journal of IslamicEconomics and Business), 1(1), pp. 66–78. Available at: https://ejournal.radenintan.ac.id/index.php/ikonomika.

Irkhami, N. (2010) ‘Investasi Dalam Perspektif Etika Islam’, Al-Iqtishad, pp. 1–20.

Nugroho, L. et al. (2010) ‘Manajemen Investasi Syariah’, in A. Masruroh (ed.). Bandung: Penerbit Widina Media Utama.

Nur, E.R. (2015) ‘Riba Dan Gharar: Suatu Tinjauan Hukum Dan Etika Dalam Transaksi Bisnis Modern’, Al-´Adalah, 12(3), pp. 647–662.

Nurlita, A. (2015) ‘Investasi Di Pasar Modal Syariah Dalam Kajian Islam’, Kutubkhanah: Jurnal Penelitian Sosial Keagamaan, 17(1), pp. 1–20. Available at: http://ejournal.uin-suska.ac.id/index.php/Kutubkhanah/article/download/806/766.

Pardiansyah, E. (2017) ‘Investasi dalam Perspektif Ekonomi Islam: Pendekatan Teoritis dan Empiris’, Economica: Jurnal Ekonomi Islam, 8(2). Available at: https://doi.org/10.21580/economica.2017.8.2.1920.

Rahmawati, N. (2015) ‘Manajemen Investasi Syariah’, CV. Sanabil [Preprint].

Setiawan, B. (2017) ‘Perbandingan Kinerja Pasar Modal Syariah Dan Konvensional : Suatu Kajian Empiris Pada Pasar Modal Indonesia’, Jurnal Ilmiah Ekonomi Global Masa Kini, 8(1), pp. 35–40. Available at: https://doi.org/10.36982/jiegmk.v8i1.234.

Solehudin, M.M. et al. (2023) KONSEP DASAR MANAJEMEN INDUSTRI. Cendikia Mulia Mandiri.

Sungkawa, I. and Megasari, R.T. (2011) ‘Penerapan Ukuran Ketepatan Nilai Ramalan Data Deret Waktu dalam Seleksi Model Peramalan Volume Penjualan PT Satriamandiri Citramulia’, ComTech: Computer, Mathematics and Engineering Applications, 2(2), p. 636. Available at: https://doi.org/10.21512/comtech.v2i2.2813.

Syafrida, I., Aminah, I. and Waluyo, B. (2015) ‘Perbandingan Kinerja Instrumen Investasi Berbasis Syariah Dengan Konvensional Pada Pasar Modal Di Indonesia’, Al-Iqtishad: Journal of Islamic Economics, 6(2), pp. 195–206. Available at: https://doi.org/10.15408/ijies.v6i2.1230.

Tampubolon, H. (2016) ‘Strategi manajemen sumber daya manusia dan perannya dalam pengembangan keunggulan bersaing’. Papas Sinar Sinanti.

Wichern, D.W., Makridakis, S. and Wheelwright, S.C. (1979) ‘Forecasting: Methods and Applications.’, Journal of the American Statistical Association, 74(367), p. 733. Available at: https://doi.org/10.2307/2287014.

Wiyanti, D. (2013) ‘Perspektif Hukum Islam Terhadap Pasar Modal Syariah Sebagai Alternatif Investasi Bagi Investor’, Jurnal Hukum Ius Quia Iustum, 20(2), pp. 234–254. Available at: https://doi.org/10.20885/iustum.vol20.iss2.art4

.

Yusuf, B. and Al Arif, M.N.R. (2015) ‘Manajemen sumber daya manusia di lembaga keuangan syariah’. Rajawali Pers.

Zed, M. (2008) Metode penelitian kepustakaan. Yayasan Pustaka Obor Indonesia.




DOI: https://doi.org/10.31293/rjabm.v8i2.8035

Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 RJABM (Research Journal of Accounting and Business Management)



 

 

 

Creative Commons Licensesitus web mitra usaha tani