ANALISIS KREDIT MACET TERHADAP KREDIT USAHA RAKYAT (KUR) PADA PT. BANK NEGARA INDONESIA (PERSERO) Tbk KANTOR CABANG PEMBANTU SUNGAI PINANG DALAM

Hazimah Dwijayanata1 , Titin Ruliana2, Ida Rahmawati3

Abstract


The aims of this research were to identify and analyze bad debt towards People's Business Loans (KUR) at PT. Bank Negara Indonesia (Persero) Tbk Sungai Pinang Sub-Branch Office in 2017 and 2018, and comparing bad debt on People's Business Loans (KUR) PT. Bank Negara Indonesia (Persero) Tbk Sungai Pinang Sub-Branch Office in 2017 and 2018.

This research used secondary data collection methods by collecting and documenting data related to collectibility bad debt. The method used in this research was the Non- Performing Loan (NPL) ratio. The results obtained from this research conclude that the results of the analysis indicate that the Non-Performing Loan (NPL) hypothesis can be accepted, because there was an increase of 0.8% from 2017, but did not exceed the Non-Performing Loan (NPL) standard set by PT Bank Negara Indonesia, which is 5%..


Keywords


People’s Business Loans, Bank Negara Indonesia, Non Performing Loan

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References


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