Pengaruh Tingkat Suku Bunga Kredit Terhadap Jumlah Pinjaman Kredit Pada Perusahaan Perbankan Yang Terdaftar di Bursa Efek Indonesia

Abstract

Credit for a bank asset given to the community. The performance of a bank is greatly influenced by the amount of credit disbursed in a period. This means that the more credit, the greater the profit from this sector.

The icrease in interest rates at commercial bank, both directly and indirectly, will have an impact on customers who will do credit. The purpose of this research is to explain the influence of credit interest rates on the amount of credit loans at banking companies listed on the indonesian stock exchange.

This research use a date collection method through studies, namely secondary date collection in the form of annual financial reports of banking companies listed. The date analysis used in this research is simple linear regression analysis.

The results of the research show that the credit interest rate variable has a significant negative influence on the amount of credit loans at banking companies listed on the indonesian stock exchange.